Fixing Your Rate.com

I’m in the process of buying my first house. I live in Northern CA and have heard from a few people to go with Ditech for a mortgage loan but I am just a bit worried because it doesn’t seem like I would be able to sit down and talk to a real person. It seems most of it is done over the phone.

Has anyone had any good or bad experiences with them?

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I have been reading lots about the housing crisis and have learned that the loans for new mortgage loans for people with low scores it getting harder to aquire. What constitutes a low score? 600? 590? 650? 625? I am now ready to buy my first house and am finding out that my scores may prevent me from getting a loan.

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